Independent Loan Comparison

Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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Personal Consolidation Mortgage Auto Student Business Loan

No credit check required · Free comparison · Updated daily

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KOHO Credit Building Account

Credit Builder

APR 0.0–18.0% 4–12mo Up to CA$10 ⚡ Instant approval

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National Bank Personal Loan

Personal

APR 7.95–14.95% 12–60mo CA$2k–CA$50k ⚡ 1-3 business days

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RBC Royal Bank Personal Loan

Personal

APR 9.0–13.0% 12–60mo CA$5k–CA$50k ⚡ 1-3 business days

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LendDirect Personal Loan

Personal

APR 19.9–46.93% 6–60mo CA$500–CA$25k ⚡ 15 minutes

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CIBC Unsecured Personal Loan Options

Personal

APR 9.0–10.0% 12–60mo CA$3k–CA$200k ⚡ 1-3 business days

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Fig Financial Personal Loan

Personal

APR 8.99–29.49% 24–84mo CA$2k–CA$35k ⚡ 1-2 business days

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Desjardins Personal Loan

Personal

APR 6.95–12.95% 12–60mo CA$500–CA$50k ⚡ 1-3 business days

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Fairstone Personal Loans

Personal

APR 29.99–34.99% 6–120mo CA$500–CA$50k ⚡ Same day

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Meridian Credit Union Personal Loan

Personal

APR 7.49–12.99% 12–60mo CA$1k–CA$50k ⚡ 1-3 business days

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BMO Personal Loan

Personal

APR 8.99–22.99% 12–60mo CA$2k–CA$35k ⚡ Same day to 3 business days

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goPeer Personal Loan

Personal

APR 8.99–34.99% 36–60mo CA$1k–CA$35k ⚡ 3-5 business days

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TD Bank Personal Loan

Personal

APR 8.99–23.99% 12–84mo CA$5k–CA$50k ⚡ Same day to 2 business days

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Fora Credit Line of Credit

Personal

APR 19.9–34.9% 12–100mo CA$1k–CA$15k ⚡ Same day

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Spring Financial Personal Loan

Personal

APR 9.99–34.95% 12–60mo CA$300–CA$35k ⚡ Same day

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Tangerine Line of Credit

Personal

APR 7.45–12.45% 12–60mo CA$1k–CA$50k ⚡ 1-3 business days

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Coast Capital Savings Personal Loan

Personal

APR 7.99–14.99% 12–60mo CA$1k–CA$50k ⚡ 1-3 business days

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Mogo Personal Loan

Personal

APR 9.9–46.96% 6–60mo CA$500–CA$35k ⚡ Minutes (online)

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Scotiabank Personal Loan

Personal

APR 6.0–10.0% 12–60mo CA$5k–CA$75k ⚡ 1-2 business days

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