Independent Loan Comparison

Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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Personal Consolidation Mortgage Auto Student Business Loan

No credit check required · Free comparison · Updated daily

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First Bank SME Business Loan

Business

12–60mo ₦500k ⚡ 1-2 weeks

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QuickCheck Personal Loan

Personal

APR 60.0% 3–12mo ₦1.5k–₦1M ⚡ 5 minutes

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Zenith Bank Business Loan

Business

12–60mo ₦1M ⚡ 1-2 weeks

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First Bank of Nigeria Personal Loan

Personal

APR 20.0–28.0% 6–60mo ₦200k ⚡ bank review and disbursement to salary account

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Access Bank SME Business Loan

Business

6–60mo ₦500k ⚡ 1-2 weeks

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Stanbic IBTC Personal Loan

Personal

APR 48.0% 6–24mo ₦100k ⚡ instant approval

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Stanbic IBTC Business Loan

Business

12–60mo ₦1M ⚡ 1-2 weeks

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Carbon Personal Loan

Personal

APR 54–195% 3–12mo ₦2.5k–₦1M ⚡ minutes

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UBA SME Business Loan

Business

12–60mo ₦500k ⚡ 1-2 weeks

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Branch Personal Loan

Personal

APR 36.0–99.0% 4–52mo ₦6k–₦1M ⚡ minutes to 24 hours

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Lidya Business Loan

Business

1–12mo ₦150k ⚡ 24-48 hours

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UBA Personal Loan

Personal

APR 28.5–32.0% 6–60mo ₦200k ⚡ Bank review and disbursement to salary account

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GTBank Business Loan

Business

12–60mo ₦1M ⚡ 1-2 weeks

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Renmoney Personal Loan

Personal

APR 25.44–31.8% 3–24mo ₦50k ⚡ fast app-based approval

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Kuda Bank Overdraft

Personal

APR 30.0–108.0% 3–12mo ₦5k–₦250k ⚡ minutes

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FairMoney Personal Loan

Personal

APR 24–456% 3–36mo ₦1.5k–₦5M ⚡ 5 minutes

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GTBank Salary Advance Personal Loan

Personal

APR 35.4% 3–12mo ₦5k–₦5M ⚡ instant

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