Independent Loan Comparison

Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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Personal Consolidation Mortgage Auto Student Business Loan

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LendingClub Debt Consolidation Loan

Consolidation

APR 5.96–35.99% 24–60mo $1k–$40k ⚡ Approved in as little as 1 hour, funded next business day

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Payoff Credit Card Payoff Loan

Personal

APR 8.95–35.99% 24–60mo $5k–$40k

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Oportun Personal Loan

APR 35.95–35.99% 12–48mo $300–$10k ⚡ 1-3 business days

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Rocket Mortgage Review: America's Largest Lender

Mortgage

APR 6.17–6.5% 180–360mo $50k–$3M

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Carvana Auto Finance

Auto

APR 6.9–27.9% 24–84mo $1k–$100k

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Kabbage Business Line of Credit

Business

1–18mo $2k–$250k ⚡ Same day (online decision)

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Sallie Mae Student Loans

Student

APR 2.99–16.38% 60–180mo $1k–$200k

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Rocket Loans Debt Consolidation

Consolidation

APR 9.116–29.99% 36–60mo $2k–$45k ⚡ Same day funding

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Upgrade Personal Loans

Personal

APR 7.74–35.99% 24–84mo $1k–$50k ⚡ 1 business day

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Rocket Mortgage by Quicken Loans

Mortgage

APR 6.875–7.148% 180–360mo $50k–$3M ⚡ Online application, Rocket Logic verification speeds process

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Ally Auto Finance

Auto

APR 5.99–22.99% 12–84mo $5k–$75k ⚡ Same day via dealer

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BlueVine Business Line of Credit

Business

APR 6.2% 6–12mo $5k–$250k ⚡ Same day

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CommonBond Student Loan Refinance

Student

APR 4.44–8.99% 60–180mo $5k–$500k ⚡ Minutes for prequalification

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Upgrade Debt Consolidation Loan

Consolidation

APR 7.74–35.99% 24–84mo $1k–$50k ⚡ Next business day funding

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Alliant Credit Union Personal Loans

Personal

APR 6.75–16.0% 12–60mo $1k–$50k

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Better Mortgage Refinance

Mortgage

APR 5.5–7.5% 180–360mo $50k–$3M ⚡ Pre-approval in minutes, closing in 3 weeks

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myAutoloan Auto Loan

Auto

APR 3.99–24.99% 24–84mo $8k–$100k

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OnDeck Business Term Loan

Business

APR 29.9% 3–24mo $5k–$250k ⚡ Same day

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Citizens Bank Student Loan Refinance

Student

APR 4.89–9.74% 60–240mo $10k–$500k ⚡ Same day prequalification

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Payoff Debt Consolidation Loan

Consolidation

APR 5.99–24.99% 24–60mo $5k–$40k ⚡ 2-4 business days

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